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NOTICE OF MORTGAGE FORECLOSURE...

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NOTICE OF
MORTGAGE FORECLOSURE SALE


STATE OF ALABAMA
COUNTY OF LIMESTONE

Default having been made of the terms of the loan documents secured by that certain mortgage executed by Jose Daniel Garcia-Ruiz, an unmarried man to Mortgage Electronic Registration Systems, Inc., as mortgagee, as nominee for First Community Mortgage, Inc., its successors and assigns dated October 6, 2022; said mortgage being recorded on December 29, 2022 in Deed Book 2022, Page 104661, in the Office of the Judge of Probate of Limestone County, Alabama. Said Mortgage was last sold, assigned and transferred to Truist Bank by assignment recorded in Deed Book 2025, Page 27299, in the Office of the Judge of Probate of Limestone County, Alabama.

The undersigned, Truist Bank, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash before the main entrance of the Court House in Limestone County, Alabama during the legal hours of sale (between 11am and 4pm), on June 18, 2025 the following property, situated in Limestone County, Alabama, to-wit:

A lot or parcel of land lying in the Southwest Quarter of the Northwest Quarter of Section 14, Township 2 South, Range 4 West, particularly described as beginning [at] a point on the South boundary line of the Southwest Quarter of the Northwest Quarter of said Section 14; which is 460 feet East of the Southwest corner of the Northwest Quarter of said Section, and run thence East along the Half Section Line, 110 feet; thence North parallel with [the] West line [of] said Section, 300 feet; thence West and parallel with the South line of said quarter section, 110 feet; thence South 300 feet to the point of beginning.

Said property is commonly known as 22119 Cagle Rd, Athens, AL 35614.

Should a conflict arise between the property address and the legal description, the legal description will control.

Said property will be sold subject to any outstanding ad valorem taxes (including taxes which are a lien, but not yet due and payable), the right of redemption of any taxing authority, all outstanding liens for public utilities which constitute liens upon the property, any matters which might be disclosed by an accurate survey and inspection of the property, any assessments, liens, encumbrances, easements, rights-of-way, zoning ordinances, restrictions, special assessments, covenants, the statutory right of redemption pursuant to Alabama law, and any matters of record including, but not limited to, those superior to said Mortgage first set out above. Said property will be sold on an "as-is" basis without any representation, warranty or recourse against the above-named or the undersigned. The successful bidder must present certified funds in the amount of the winning bid at the time and place of sale.

Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.

The sale will be conducted subject (1) to confirmation that the sale is not prohibited under the U.S. Bankruptcy Code and (2) to final confirmation and audit of the status of the loan with the holder of the Mortgage.

TRUIST BANK
as holder of said mortgage
McCalla Raymer Leibert Pierce, LLP
505 20th Street N, Suite 1775
Birmingham, AL 35203
Telephone: (205) 216-4238
FT21@mccalla.com
File No. 25-06925AL
www.foreclosurehotline.net

The Athens-Limestone
News Courier
05/07/2025, 05/14/2025,
05/21/2025

25-06925AL
Posted Online 1 week ago

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FORECLOSURE NOTICE Default having been made in the payment of the indebtedness secured by that mortgage executed by Baugher Enterprises, Inc., a corporation, dated March 22, 2005, which mortgage is recorded March 23, 2005, in Book 2005, Page 15071, in favor of RJL, LLC, a limited liability company, by virtue of Assignment of Mortgage recorded in Book 2011, Page 7401, all in the Probate Office of Limestone County, Alabama, which the mortgagee has elected to declare the entire indebtedness secured by said mortgage to be due and payable as provided in said mortgage, and notice is hereby given that pursuant to the law and power of sale contained in said mortgage, the undersigned will sell at public outcry to the highest bidder for cash at the front doors of the Limestone County Courthouse at Athens, Alabama, at the legal hours of sale, on August 27, 2019, the following described real estate situated in Limestone County, Alabama, to-wit: 2.74 acres lying partly in the SW 1/4 of the NW 1/4 and partly in the NW 1/4 of the SW 1/4 of Section 28, Township 3 South, Range 5 West, Limestone County, Alabama, and being more particularly described as follows: Commencing at an existing iron pin at the NW corner of the East 1/2 of the SW 1/4 of the NW 1/4 of said Section 28; thence South 02 deg. 01' 53" East along the West boundary of the East 1/2 of the West 1/2 of the West 1/2 of said Section 28 for a distance of 464.71 feet to an iron pin at the point of beginning of the herein described property; Thence from the point of beginning, continue South 02 deg. 01' 53" East along the West boundary of the East 1/2 of the West 1/2 of the West 1/2 of said Section 28 for a distance of 1274.33 feet to a point in the center of Ripley Road, passing an iron pin on the North right of way margin of said road at a distance of 1241.25 feet; Thence North 88 deg. 15' 44" East along the center of Ripley Road for a distance of 80.33 feet to a point; Thence North 00 deg. 27' 43" East for a distance of 425.29 feet to an iron pin, passing an iron pin on the North right of way margin of Ripley Road at a distance of 30.0 feet; Thence North 02 deg. 26' 28" West for a distance of 850.34 feet to an iron pin; Thence South 87 deg. 58' 07" West for a distance of 92.74 feet to the point of beginning containing 2.74 acres, more or less. AND BEING SUBJECT TO: one half the right of way of Ripley Road along the South boundary, said right of way containing 0.05 acres, more or less. AND BEING SUBJECT TO: one half of a 30 foot ingress egress easement (15 feet) extending 395.29 feet Northerly along the East boundary of said property from the North right of way margin of Ripley Road. IN ADDITION TO: one half of a 30 foot ingress egress easement (15 feet) ling immediately East of and adjacent to the east boundary of said property extending 395.29 feet Northerly from the North right of way margin of Ripley Road. (w/2j/38306/2.74ac) Said sale is being made for the purpose of applying the proceeds to the debt secured by the mortgage and the expenses of foreclosure. The auctioneer will give to the purchaser an Auctioneer's deed subject to ad valorem taxes due October 1, 2018, and October 1, 2019, subject to any and all statutory rights of redemption, previous mortgages, if any, all easements, encroachments, unrecorded leases, if any, any rights of way for road, or otherwise, all ingress egress easements, utilities, title to all minerals and all restrictions and covenants of record. JONES & CAMERON LLC ATTORNEY AND AUCTIONEER P. O. BOX 940 GUNTERSVILLE, AL 35976 The News Courier August 3, 2019 August 10, 2019 and August 17, 2019

FORECLOSURE NOTICE Default having been made in the payment of the indebtedness secured by that mortgage executed by Baugher Enterprises, Inc., a corporation, dated March 22, 2005, which mortgage is recorded March 23, 2005, in Book 2005, Page 15071, in favor of RJL, LLC, a limited liability company, by virtue of Assignment of Mortgage recorded in Book 2011, Page 7401, all in the Probate Office of Limestone County, Alabama, which the mortgagee has elected to declare the entire indebtedness secured by said mortgage to be due and payable as provided in said mortgage, and notice is hereby given that pursuant to the law and power of sale contained in said mortgage, the undersigned will sell at public outcry to the highest bidder for cash at the front doors of the Limestone County Courthouse at Athens, Alabama, at the legal hours of sale, on August 27, 2019, the following described real estate situated in Limestone County, Alabama, to-wit: 2.74 acres lying partly in the SW 1/4 of the NW 1/4 and partly in the NW 1/4 of the SW 1/4 of Section 28, Township 3 South, Range 5 West, Limestone County, Alabama, and being more particularly described as follows: Commencing at an existing iron pin at the NW corner of the East 1/2 of the SW 1/4 of the NW 1/4 of said Section 28; thence South 02 deg. 01' 53" East along the West boundary of the East 1/2 of the West 1/2 of the West 1/2 of said Section 28 for a distance of 464.71 feet to an iron pin at the point of beginning of the herein described property; Thence from the point of beginning, continue South 02 deg. 01' 53" East along the West boundary of the East 1/2 of the West 1/2 of the West 1/2 of said Section 28 for a distance of 1274.33 feet to a point in the center of Ripley Road, passing an iron pin on the North right of way margin of said road at a distance of 1241.25 feet; Thence North 88 deg. 15' 44" East along the center of Ripley Road for a distance of 80.33 feet to a point; Thence North 00 deg. 27' 43" East for a distance of 425.29 feet to an iron pin, passing an iron pin on the North right of way margin of Ripley Road at a distance of 30.0 feet; Thence North 02 deg. 26' 28" West for a distance of 850.34 feet to an iron pin; Thence South 87 deg. 58' 07" West for a distance of 92.74 feet to the point of beginning containing 2.74 acres, more or less. AND BEING SUBJECT TO: one half the right of way of Ripley Road along the South boundary, said right of way containing 0.05 acres, more or less. AND BEING SUBJECT TO: one half of a 30 foot ingress egress easement (15 feet) extending 395.29 feet Northerly along the East boundary of said property from the North right of way margin of Ripley Road. IN ADDITION TO: one half of a 30 foot ingress egress easement (15 feet) ling immediately East of and adjacent to the east boundary of said property extending 395.29 feet Northerly from the North right of way margin of Ripley Road. (w/2j/38306/2.74ac) Said sale is being made for the purpose of applying the proceeds to the debt secured by the mortgage and the expenses of foreclosure. The auctioneer will give to the purchaser an Auctioneer's deed subject to ad valorem taxes due October 1, 2018, and October 1, 2019, subject to any and all statutory rights of redemption, previous mortgages, if any, all easements, encroachments, unrecorded leases, if any, any rights of way for road, or otherwise, all ingress egress easements, utilities, title to all minerals and all restrictions and covenants of record. JONES & CAMERON LLC ATTORNEY AND AUCTIONEER P. O. BOX 940 GUNTERSVILLE, AL 35976 The News Courier August 3, 2019 August 10, 2019 and August 17, 2019

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NOTICE OF FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by David W Metcalf Jr and his wife, Leah J. Metcalf, to Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Countrywide Bank, FSB , on March 26, 2007, said mortgage being recorded in the Office of the Judge of Probate of Limestone County, Alabama, at RLPY 2007, Page 24045; and subsequently transferred to BAC HOME LOANS SERVICING, L.P.; and subsequently transferred to Specialized Loan Servicing LLC; Specialized Loan Servicing LLC, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Limestone County Courthouse, in Athens, Alabama, on June 19, 2019, during the legal hours of sale, the following described real estate, situated in Limestone County, Alabama, to-wit: A tract of land containing 1.5 acres, and being all of Tract 8 of Harold Vessels Subdivision, and part of Tract 7 of said subdivision, and subdivision recorded in Plat Book E, Page 77, in the Office of the Judge of Probate, Limestone County Courthouse, Athens, Alabama, all lying in the Northeast Quarter of the Northeast Quarter of Section 24, Township 2 South, Range 4 West, Limestone County, Alabama, and being more particularly described as follows: Commencing at an existing railroad spike at the Northeast corner of said Section 24; Thence South 02 degrees 50 minutes 53 seconds West along the East boundary of said Section 24 for a distance of 30.0 feet to a point; Thence North 87 degrees 49 minutes 11 seconds West for a distance of 30.0 feet to an iron pin on the West right-of-way margin of Holt Road; Thence South 02 degrees 50 minutes 53 seconds West along the West right-of-way margin of Holt Road for a distance of 135.02 feet to an iron pin at the True Point of Beginning of the herein described property; Thence from Point of True Beginning, continue South 02 degrees 50 minutes 53 seconds West along the West right-of-way margin of Holt Road for a distance of 130.0 feet to an iron pin; Thence North 87 degrees 49 minutes 11 seconds West for a distance of 330.91 feet to an iron pin; Thence North 02 degrees 10 minutes 49 seconds East for a distance of 265.0 feet to an iron pin on the South right-of-way margin of Black Road; Thence South 87 degrees 49 minutes 11 seconds East along the South right-of-way margin of Black Road for a distance of 167.0 feet to an iron pin; Thence South 02 degrees 10 minutes 49 seconds West for a distance of 135.01 feet to an iron pin; Thence South 87 degrees 49 minutes 11 seconds East for a distance of 165.43 feet to the True Point of Beginning. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. Specialized Loan Servicing LLC Transferee Jauregui, Lindsey, Longshore & Tingle 244 Inverness Center Drive Suite 200 Birmingham, AL 35242 Phone: (205) 970-2233 The News Courier May 29, 2019 June 5, 2019 June 12, 2019

NOTICE OF FORECLOSURE SALE Default having been made in the payment of the indebtedness secured by that certain mortgage executed by David W Metcalf Jr and his wife, Leah J. Metcalf, to Mortgage Electronic Registration Systems, Inc. acting solely as nominee for Countrywide Bank, FSB , on March 26, 2007, said mortgage being recorded in the Office of the Judge of Probate of Limestone County, Alabama, at RLPY 2007, Page 24045; and subsequently transferred to BAC HOME LOANS SERVICING, L.P.; and subsequently transferred to Specialized Loan Servicing LLC; Specialized Loan Servicing LLC, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash, in front of the main entrance of the Limestone County Courthouse, in Athens, Alabama, on June 19, 2019, during the legal hours of sale, the following described real estate, situated in Limestone County, Alabama, to-wit: A tract of land containing 1.5 acres, and being all of Tract 8 of Harold Vessels Subdivision, and part of Tract 7 of said subdivision, and subdivision recorded in Plat Book E, Page 77, in the Office of the Judge of Probate, Limestone County Courthouse, Athens, Alabama, all lying in the Northeast Quarter of the Northeast Quarter of Section 24, Township 2 South, Range 4 West, Limestone County, Alabama, and being more particularly described as follows: Commencing at an existing railroad spike at the Northeast corner of said Section 24; Thence South 02 degrees 50 minutes 53 seconds West along the East boundary of said Section 24 for a distance of 30.0 feet to a point; Thence North 87 degrees 49 minutes 11 seconds West for a distance of 30.0 feet to an iron pin on the West right-of-way margin of Holt Road; Thence South 02 degrees 50 minutes 53 seconds West along the West right-of-way margin of Holt Road for a distance of 135.02 feet to an iron pin at the True Point of Beginning of the herein described property; Thence from Point of True Beginning, continue South 02 degrees 50 minutes 53 seconds West along the West right-of-way margin of Holt Road for a distance of 130.0 feet to an iron pin; Thence North 87 degrees 49 minutes 11 seconds West for a distance of 330.91 feet to an iron pin; Thence North 02 degrees 10 minutes 49 seconds East for a distance of 265.0 feet to an iron pin on the South right-of-way margin of Black Road; Thence South 87 degrees 49 minutes 11 seconds East along the South right-of-way margin of Black Road for a distance of 167.0 feet to an iron pin; Thence South 02 degrees 10 minutes 49 seconds West for a distance of 135.01 feet to an iron pin; Thence South 87 degrees 49 minutes 11 seconds East for a distance of 165.43 feet to the True Point of Beginning. This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expense of foreclosure. Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as part of the foreclosure process. Specialized Loan Servicing LLC Transferee Jauregui, Lindsey, Longshore & Tingle 244 Inverness Center Drive Suite 200 Birmingham, AL 35242 Phone: (205) 970-2233 The News Courier May 29, 2019 June 5, 2019 June 12, 2019

Posted Online 310 weeks ago
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