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NOTICE OF SALE UNDER POWER FOR...
NOTICE OF SALE UNDER POWER
FORECLOSURE NOTICE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Mortgage from MATTHEW C. RICHARD, AN UNMARRIED MAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS MORTGAGEE, AS NOMINEE FOR FIRST FEDERAL BANK, on the 29th day of August, 2016, said mortgage recorded in the Office of the Judge of Probate of Limestone County, Alabama, on September 2, 2016, in Deed/Mortgage Book 2016, Page 49288, Limestone County, Alabama Records, said Mortgage having subsequently been transferred and assigned to CITIZENS BANK NA f/k/a RBS CITIZENS NA, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned CITIZENS BANK NA f/k/a RBS CITIZENS NA, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash in front of the main entrance of the Courthouse in Athens, Limestone County, Alabama, on March 26, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Limestone County, Alabama, to-wit:
A TRACT OR PARCEL OF LAND CONTAINING 2.02 ACRES, MORE OR LESS, SITUATED, LYING AND BEING IN THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 16, TOWNSHIP 2 SOUTH, RANGE 5 WEST, LIMESTONE COUNTY, ALABAMA, AND BEING MORE PARTICULARLY DESCRIBED AS COMMENCING AT THE NORTHWEST CORNER OF THE NORTHEAST QUARTER OF SECTION 16, (HEREINBEFORE REFERRED TO) AND RUNNING SOUTH ALONG THE WEST LINE OF THE SAID QUARTER SECTION A DISTANCE OF 2213.00 FEET TO THE TRUE POINT OF BEGINNING OF THE HEREIN DESCRIBED TRACT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING EAST A DISTANCE OF 420.00 FEET TO A POINT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING SOUTH 210.00 FEET TO A POINT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING WEST A DISTANCE OF 420.00 FEET TO A POINT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING NORTH A DISTANCE OF 210.00 FEET TO THE TRUE POINT OF BEGINNING; BEING SUBJECT TO ANY EXISTING RIGHT OF WAY FOR A COUNTY ROAD ALONG THE WEST SIDE.
Said legal description being controlling, however the property is more commonly known as 21550 NELSON ROAD, ELKMONT, AL 35620.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This property will be sold on an "as is, where is" basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
CITIZENS BANK NA f/k/a
RBS CITIZENS NA,
Mortgagee/Transferee
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin, LLC,
Attorney for Mortgagee/Transferee
3145 Avalon Ridge Place,
Suite 100,
Peachtree Corners, GA 30071
Telephone Number:
(877) 813-0992
Case No. CBN-25-05604-1
Ad Run Dates:
01/21/2026, 01/28/2026,02/04/2026
rlselaw.com/property-listing
FORECLOSURE NOTICE
WHEREAS, default has occurred in the performance of the covenants, terms and conditions of a Mortgage from MATTHEW C. RICHARD, AN UNMARRIED MAN to MORTGAGE ELECTRONIC REGISTRATION SYSTEMS INC. AS MORTGAGEE, AS NOMINEE FOR FIRST FEDERAL BANK, on the 29th day of August, 2016, said mortgage recorded in the Office of the Judge of Probate of Limestone County, Alabama, on September 2, 2016, in Deed/Mortgage Book 2016, Page 49288, Limestone County, Alabama Records, said Mortgage having subsequently been transferred and assigned to CITIZENS BANK NA f/k/a RBS CITIZENS NA, by instrument recorded in the aforesaid Probate Office; notice is hereby given that the undersigned CITIZENS BANK NA f/k/a RBS CITIZENS NA, as Mortgagee/Transferee, under and by virtue of the power of sale contained in said mortgage, will sell at public outcry to the highest bidder for cash in front of the main entrance of the Courthouse in Athens, Limestone County, Alabama, on March 26, 2026, during the legal hours of sale, all of its right, title, and interest in and to the following described real estate, situated in Limestone County, Alabama, to-wit:
A TRACT OR PARCEL OF LAND CONTAINING 2.02 ACRES, MORE OR LESS, SITUATED, LYING AND BEING IN THE SOUTHWEST QUARTER OF THE NORTHEAST QUARTER OF SECTION 16, TOWNSHIP 2 SOUTH, RANGE 5 WEST, LIMESTONE COUNTY, ALABAMA, AND BEING MORE PARTICULARLY DESCRIBED AS COMMENCING AT THE NORTHWEST CORNER OF THE NORTHEAST QUARTER OF SECTION 16, (HEREINBEFORE REFERRED TO) AND RUNNING SOUTH ALONG THE WEST LINE OF THE SAID QUARTER SECTION A DISTANCE OF 2213.00 FEET TO THE TRUE POINT OF BEGINNING OF THE HEREIN DESCRIBED TRACT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING EAST A DISTANCE OF 420.00 FEET TO A POINT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING SOUTH 210.00 FEET TO A POINT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING WEST A DISTANCE OF 420.00 FEET TO A POINT; THENCE TURNING AN ANGLE OF 90 DEGREES 00 MINUTES 00 SECONDS CLOCKWISE FROM THE BACK TANGENT AND RUNNING NORTH A DISTANCE OF 210.00 FEET TO THE TRUE POINT OF BEGINNING; BEING SUBJECT TO ANY EXISTING RIGHT OF WAY FOR A COUNTY ROAD ALONG THE WEST SIDE.
Said legal description being controlling, however the property is more commonly known as 21550 NELSON ROAD, ELKMONT, AL 35620.
Alabama law gives some persons who have an interest in property the right to redeem the property under certain circumstances. Programs may also exist that help persons avoid or delay the foreclosure process. An attorney should be consulted to help you understand these rights and programs as a part of the foreclosure process.
This property will be sold on an "as is, where is" basis, subject to any easements, encumbrances, and exceptions reflected in the mortgage and those contained in the records of the Office of the Judge of Probate in the county where the above-described property is situated. This property will be sold subject to the right of redemption of all parties entitled thereto and subject to any outstanding ad valorem taxes (including taxes which are a lien, whether or not now due and payable). This sale is made for the purpose of paying the indebtedness secured by said mortgage, as well as the expenses of foreclosure. The Mortgagee/Transferee reserves the right to bid for and purchase the real estate and to credit its purchase price against the expenses of sale and the indebtedness secured by the real estate. This sale is subject to postponement or cancellation.
CITIZENS BANK NA f/k/a
RBS CITIZENS NA,
Mortgagee/Transferee
THE BELOW LAW FIRM MAY BE HELD TO BE ACTING AS A DEBT COLLECTOR, UNDER FEDERAL LAW. IF SO, ANY INFORMATION OBTAINED WILL BE USED FOR THAT PURPOSE.
Rubin Lublin, LLC,
Attorney for Mortgagee/Transferee
3145 Avalon Ridge Place,
Suite 100,
Peachtree Corners, GA 30071
Telephone Number:
(877) 813-0992
Case No. CBN-25-05604-1
Ad Run Dates:
01/21/2026, 01/28/2026,02/04/2026
rlselaw.com/property-listing
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